People With Medicare
I have a State Pharmacy Assistance Program (SPAP).
Is my State Pharmacy Assistance Program or SPAP as good as the Medicare Prescription Drug Coverage?
Your state should let you know the answer to this question. You can also call them. See the list of State Pharmacy Assistance Programs, or SPAPs.
Can my State Pharmacy Assistance Program help me pick a Medicare Prescription Drug Plan?
It depends on your state. Your State Pharmacy Assistance Program or SPAP may have relationships with plans in your state and may require you to join one of the plans they work with. Some SPAPs may even enroll you in a plan. Check with your state to see what it does.
My SPAP enrollment is due now — should I sign up now?
Probably. There are two reasons to sign up now.
- Your SPAP may continue and be as good as the Medicare coverage. You may want to stay with it.
- Your SPAP may offer wrap-around coverage. This means it will help you with costs and drugs that Medicare does not cover.
Talk with the people at your SPAP to see what they do. They can tell you what your options are if you sign up now.
Can I get extra help paying for the Medicare drug plan even if I still have an SPAP?
Yes, you may qualify for extra help paying for the Medicare Prescription Drug Coverage. In fact, your state may even help you apply for the extra help. They look at your income and resources. You can find out more by going to the section on Extra Help Paying.
The material on the Medicare.gov site may make more sense if you read this information first:
Find and compare specific plans on the Medicare site. Enroll in a plan when you are ready.
Find out if you qualify for Extra Help with Costs