People With Medicare
If I live in a nursing home or other institution, do I need to join a Medicare drug plan?
Yes, if you want Medicare to cover your drugs. If you have Medicare and Medicaid, Medicaid will not pay for prescription drugs that the Medicare Prescription Drug Coverage covers.
However, you can switch to a different plan at any time.
For more information about the Medicare Prescription Drug Plans and nursing homes, see Nursing Home Care.
The material on the Medicare.gov site may make more sense if you read this information first:
Find and compare specific plans on the Medicare site. Enroll in a plan when you are ready.
Find out if you qualify for Extra Help with Costs